Personal finance software can help you to manage your money flow in a better way. Money management is the most critical task in both personal and business life. For helping the business owners and personal finance management, there are many finance software is available for Mac.
Thanks to personal finance applications, managing and tracking budgets, expenses, cash flows, and potential savings is easier than ever and far less time-consuming. We’ve covered quite a few finance apps for the Mac down the years, which shows a growing interest in this category. We did a round-up. Best Personal Finance Software – The Top Money Apps for 2018 Personal finance software has been around for several decades. Since the internet was invented, we’ve looked for ways to manage our household and investment accounts in an uncomplicated way. Personal finance software can help you to manage your money flow in a better way. Money management is the most critical task in both personal and business life. For helping the business owners and personal finance management, there are many finance software is available for Mac. The budgeting apps. The Best Personal Finance Software Personal finance software can help bolster your financial literacy, track spending and savings, and help you set short- and long-term goals. We spent a week compiling a list of every finance app we could find (a total of 48), and whittled it down based on security, convenience, tools, and customer support. The app is robust enough to manage both your personal and business expenses and even handles property management functions like rental payments from tenants. The software starts at $34.99 and is available for Windows, MacOS, iOS, and Android.
The budgeting apps are smart enough to send notifications to any unusual bank and credit card activity in real time. In addition to this, these finance managing software tools can notify you of any interest charged on credit cards and bank accounts. There are free personal finance software apps and premium budget software for finance management. Free budgeting software is also good enough to record and summarize your cash flow and help to manage your personal or business budget in every month.
Here is a list of best personal finance software for Mac to get the centralization and overview of spending habits.
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Banktivity 5
Banktivity formerly known as iBank 5, is one of the best personal finance software for mac in Apple Store. YBanktivity finance management software is the best choice for those who want to track transactions and manage the personal finance, that is better than simple accounting software.
This Mac budget software can connect more banks and credit card accounts than other free software. The Banktivity Mac app can get enhanced investment support for bonds and offers dismissal of similar transactions from the bank data downloads. You can acknowledge your mistakes by comparing the past, current or projected projects.
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Through Banktivity cloud sync, you can sync your banktivity files on more than one device for free to get access to them whenever you want to. The app effortless manages your transactions, allowing control over the budgets, stock portfolios, etc.
Download: Mac $64.99 | iPad $19.99
2. MoneyWiz 2 – Personal Finance
MoneyWiz 2 allows you to efficiently control all your financial transactions, making this budget software a top choice among all the personal finance software for Mac. This finance software allows you to import the data from other apps and ensures a smooth run due to its sleek and sturdy interface.
MoneyWiz automatically monitors your financial transactions and assigns them in the needed budgets and build custom reports based what you acknowledge regarding your money. MoneyWiz 2 budget software is there to assist in online banking, downloading all your transactions and you can use any file on it from CSV, QIF, OFX, QFX to MT940 file.
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Make your transaction entry to be fast with the software. The finance software is helpful in budget tracking and protects your data with a PIN which can be set for a particular time period. The PIN will auto-erase on 10 wrong attempts for maximum security and comfort.
Download: Mac $24.99 | iPad $4.99
3. Debit & Credit – Personal Finance Manager
Looking for a personal finance software, that offers convenience and at the same time has the needed features, then Debit & Credit software is the right choice for you. With this budget software, you can easily reconcile your accounts with the bank statements for eliminating any disparities and getting the extra help to keep the accounts in shape.
Create a new transaction in a matter of seconds and save the locations of the places where you go often, helping you to record the expenses easily. Get clean and crisp reports along with Split categories, pending transactions, transaction export, file attachments (with sync), transaction tags. Debit & Credit Mac software comes in eight color themes available for selection in the settings of the software allowing you to customize your experience.
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Download: Mac Free | iPad Free
4. Moneydance 2015
Moneydance is one of the best personal finance software for Mac handling multiple currencies and doing any financial task virtually with ease. This Mac Budget Software has more reporting options than the majority of other software inherits; giving you centralized access to all the data related to your financial transactions.
Follow your investments and focus more on your portfolio through the software. Never miss a payment by scheduling for single or recurring transactions. Send online payments quickly and attach images, PDFs, and other such files to transactions. It learns how to categorize the downloaded transactions automatically. Create and control your budget like a breeze also ensures the inflow as well as the outflow of money through Moneydance.
Download: Mac $49.99
5. Ms Finance
Standing out from the crowd, Ms Finance is there to solve all the troubles encountered with the previous personal finance software. The app makes the tracking and paying off bills convenient by bringing them at a single place.
It handles multiple accounts with the support for the transfers between same currency accounts. Create custom reports to show any financial data virtually through the report assistant. Forecast your financial requirements for the future through Ms Finance. Get accurate statements regarding the balances of your account to get the needed help. The developers of the software have tried to make the design and user interface to be intrusive and simple as possible to allow the user to access the features easily.
Download: Mac $14.99
6. Quicken 2
Quicken is well known for financial management and offer iPad and Mac software. This Finance Management Software can import all your bank transactions safely & automatically. This excellent software can automatically categorize your spending. The additional features like portfolio performance, make informed buy/sell decisions and find funds that fit your goals are nice features to make this one of the best finance software.
Quicken automatically generates bill reminders and pay your bills with Quicken Bill Pay and offer investment tracking, offline use & enhanced search
Download: Mac $74.99 | iPad Free
7. iFinance 4
iFinance is a personal finance software inheriting some great features, making it worth a try. You can easily compare your investments to the rest of the market. It is a good program that can easily handle the transactions of varying forms.
The Mac finance software analyzes your finances and maintains its records through Cloud Sync or Wi-Fi. It gives the users easy to customize charts as well as reports; iFinance 4 clearly arranges the transaction lists of all your financial resources, group different types of expenses.
Download: Mac $29.99
Know how the assets perform with the reports made by the tool. iFinance offers the user a broad range of easy to customize charts and reports giving you the precise reports on the source of money and the spending without any trouble.
Best financial software must have the capability to securely connect all your bank accounts and credit cards in one place. This software can track your income and expense in real-time and advice to manage the budget and invest the money in diverse ways in the coming future. In addition to this, these financial software tools summarize all your monthly expenses and automatically set budget for each category to limit your spending.
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Through with these personal finance software for Mac, you can track your expenses and the balances of your account for the best management of money and credit cards. With efficient management of money, you can get early warnings regarding the upcoming financial fines, interest payments, and bills.
Whether you have a lot or a little, everyone needs to manage their money. Like so many areas of life, you can do things entirely by hand, or you can turn to software to make your life easier. There's a wealth – if you'll pardon the pun – of personal finance tools out there, but many of them involve having to put your hand into your pocket, dig deep and part with some hard-earned cash.
You could, of course, pay an accountant to take care of your money for you, but this involves and outlay that you might well prefer to avoid. Take a look through the selection of free tools we've collected together, and you should find something that suits your personal finance needs, making it easier to keep track of your money. This free personal finance software could hopefully save you some money too or, at the very least, see where you're currently spending it.
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1. GnuCash
Flexible enough for home users and small businesses
![Best finance apps for mac Best finance apps for mac](/uploads/1/2/6/0/126085027/348992770.png)
Imports data from other apps
Cross-platform
GnuCash is simple enough to be used for home finances, but flexible enough to be put to use by small businesses as well. While the software is easy to use, the fact that it's suitable for small business accounting is thanks to the inclusion of a number of extra features that you would not necessarily expect to find – support for payroll management and double-entry accounting, for instance.
Although relatively easy to use, this free personal finance software does really require some familiarity with accounting software, and it's simple to migrate from another program because you can import data in QIF and dOFX formats. Support for expense tracking makes this ideal software for preparing for tax season, and there are a huge number of reporting options to help you to make sense of your cashflow. The software is available for macOS, Windows and Linux, as well as Android, and it's highly recommended that you try out this great tool before you consider any of the paid-for alternatives.
2. Buddi
Clear and well designed – ideal if you're new to finance software
Excellent budgeting tools
Proving that free personal finance software doesn’t have to be complicated, Buddi keeps things about as simple as they can be. In a matter of minutes, you can set up all of the accounts you need and start keeping track of your incomings and outgoings.
Money can be easily pulled from and moved between different accounts, and Buddi can generate all sort of reports about your spending and earnings broken down in a variety of ways. If you're looking to save money, the program can help you to stick to a budget and for anyone who is completely new to the concept of accounting, the Buddi website has a number of helpful guides to help get you started.
On the downside, Buddi requires you to have Java installed which is not going to be to everyone's liking, and the software itself has not been updated for a little while. Neither of these two factors are enough to stop us from recommending that you take a look at the program – it could well be just what you've been looking for.
3. AceMoney Lite
A great choice if your financial affairs are relatively straightforward
Intuitive interface
Only supports two accounts
Billing itself as an alternative to Quicken sets a high bar for AceMoney, but it's a target it manages to reach, even in its free, cut-down iteration. There's only support for two accounts in AceMoney Lite, but this should be enough for many people – and the full edition of the program is only $40 (around £30, AU$50) anyway. You can even use the program to keep track of your PayPal account.
Managing accounts in different currencies is no problem, but you'll have to enter data into this free personal finance software rather than having your transactions pulled in from your bank account. That said, if you download statements from your online bank account, these can then be imported to saved time with manual entry. AceMoney Lite also makes it easy to track your spending and investments, making it a great financial tool for anyone looking to take control of their finances.
4. HomeBank
Powerful finance software with handy reports to keep you on track
Imports data from other apps
HomeBank will appeal if you work on multiple platforms, or don't use Windows by default. Available for Windows, macOS and Linux (there's also an Android app in development) HomeBank can be installed normally or as a portable app, and it makes the topic of personal finance easily accessible. If you've been using another program – such as Quicken or Microsoft Money – to manage your finances, you can import data to save having to start from scratch.
You can add an unlimited number of accounts to the program, and they can be linked to each other to allow for easy money transfers – it is all entirely dependent on manual editing, though. With enough data entered, it's possible to generate all manner of reports, including helpful predictive reports for car ownership and the like. Very much designed with the average person in mind, this is a personal finance app for people who hate personal finance apps.
5. Buxfer
An online-only tool that imports data directly from your bank
Buxfer Pilot$1.99
Buxfer Plus$3.99
Buxfer Basic
Supports hundreds of banks
Personal Financial Software For Mac
Imports data from other apps
Buxfer is an online tool that makes it easy to manage all of your accounts in one place – although there is also an Android app available. There's support for over 15,000 online bank accounts from all over the world, so you should find that yours is there, and then you can pull in all of your transactions without the need for manual entry.
Buxfer can also pull in data in from the likes of Quicken and Mint, help you manage budgets and forecast costs and earnings, and track investments with ease. You will have to spend time categorizing transactions manually if you upload them from your statements, but this isn't too much of a chore. You can set up alerts, track bills, and predict spending patterns; it's a highly versatile tool.
There is a free version of service available, but there are also three paid-for tiers ranging in price from $1.99 to $4.99 per month. It's worth taking the free version for a spin to see if it could do the job for you – this will let you work with up to five accounts, which is likely to be enough for most people.
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